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Get to know about Impact Investing

Impact investments are investments made with the intention to generate positive, measurable social and environmental impact alongside a financial return.

Impact investing seeks to generate two things, a financial return and positive social or environmental impact

The extent sought in either category depends on the lens of the investor. Impact investing capital can be directed to a variety of asset classes, including direct investment in profit-seeking enterprises. Any market, developed or otherwise, is a candidate for such capital.

Impact areas are varied but include renewable energy, education, microfinance, agriculture, and healthcare. The Sustainable Development Goals offer a framework for impact investors seeking to invest using a thematic approach.

Impact investing challenges the long-held views that social and environmental issues should be addressed only by philanthropic donations, and that market investments should focus exclusively on achieving financial returns.

The impact investing market offers diverse and viable opportunities for investors to advance social and environmental solutions through investments that also produce financial returns.

Impact investors have diverse financial return expectations. Some intentionally invest for below-market-rate returns, in line with their strategic objectives. Others pursue market-competitive and market-beating returns, sometimes required by fiduciary responsibility. 

Impact investing is a relatively new term, used to describe investments made across many asset classes, sectors, and regions. The GIIN recently published Sizing the Impact Investing Market, the most rigorous analysis to date of the current size and composition of the impact investing market. The GIIN estimates the current size of the global impact investing market to be $502 billion. Based on the collation of AUM data on more than 1,300 impact investors around the world, this research also underscores the diversity of the market, capturing data from many types of investors. 

While some investors have been making impact investments for decades, recently there has emerged a new collaborative international effort to accelerate the development of a high- functioning market that supports impact investing. While this market is still relatively new, investors are optimistic overall about its development and expect increased scale and efficiency in the future.

Get to know about SunVest

SunVest is Nigeria’s first digital clean energy impact investment platform.

We provide an on-line platform that helps to match companies seeking to raise investment capital with investors. We also carry out limited checks on companies that make offers using our service- see our Disclosure Statement for more detailed information on our service.

We imagine a future where anyone can help build clean, reliable, distributed sources of solar power in developing economies, without relying on centralized authorities and utilities or on polluting, rapidly-depleting oil supplies. 

To address the issue of electricity access in rural Africa, SunVest implements its EMPOWER ENABLE EARN  Energy program, At its core, SunVest brings crowd finance to solar off-grid developers in rural areas, giving residents access to electricity for their own domestic needs, but also for professional activities that contribute to economic development. Combined with intelligent digital features like connected smart meters, mobile payment, and efficient appliance leasing, SunVest offers a digital crowd investment platform to raise finance to develop clean, affordable, and turnkey alternative to traditional energy sources such as kerosene and diesel which ultimately reduces carbon emission.

We are a team of passionate young men and women who have come from the field of Renewable Energy, Technology and Social Entrepreneurship and Finance. Our goal is to get your money working hard for you, every day while helping save the planet.

We are financing development and distribution of solar electricity in diverse locations in Africa. Currently, our active projects are majorly in Nigeria. However, we intend to expand to other African countries in the future. We aim to help you diversify your investment to reduce risk, make impact and maximize payment returns.

Solar is the lowest-cost option for electrification, because growing demand for power has increased the price of electricity sourced from the national grid. In Nigeria, solar systems are viable without government subsidies and tax incentives and are therefore generally sustainable over the long term. Unfortunately, over 100 million Nigerians out of 190 million lack access to electricity and they predominantly live in rural areas which many of them lack resources to purchase solar systems at upfront.

Our solar partners’ customers can lease-to-own solar systems to access clean, reliable, and affordable energy.

All investments on our platform differ in loan structure which is pegged on impact, expected interest rate, and duration. Our investments return a minimum of 1.5% SI per month. 

Some risks associated with using our services and investing in companies that use our service are described in the risk warning you receive. See also our disclosure statement and investment terms. Investing in shares carries additional risks, some of which may be described by the company offering the shares.

How to start Impact Investing today

The first thing you need to do is to sign up and create a SunVest account. You can choose to sign up with your email or social media handle.

Note that when you fill in your name, make sure it’s your legal name, and not a nickname or a short version of your name. Verify your personal details, choose a portfolio to invest in and go through the risks related to investing. Choose how much you want to invest, and pay.

How it works   

Joining is easy! All you are required to do is to click on the ‘Dashboard’ button on the top right corner of the page.

You will be directed to a page that requires you to sign up using either your facebook account or an existing email address. An authentication email will be sent to your personal email address, confirm your email address, and automatically you get a SunVest Profile Page.

Please fill in all the details required.

How it Works

The first thing you need to do is to sign up and create a SunVest account. Choose to sign up with your email or social media.

Note that when you fill in your name, make sure it’s your legal name, and not a nickname or a short version of your name. Verify your personal details, choose a portfolio to invest in and go through the risks related to investing. Choose how much you want to invest, and pay.

Follow these steps:

  1. Log In: SunVest provides a secure site where you can log in to SunVest account.
  2. Projects: Locate “Projects” on the menu to view solar projects available for investment, select any of our portfolio companies to invest. so your money can start working.
  3. Earn returns: After an investment cycle, you will receive your initial capital + Returns on investment.

You can invest by using Sunpay Wallet or Credit/Debit Card. SunVest doesn’t charge anything for the transaction, but your bank may.

If you have any additional questions, don’t hesitate to reach on to us.

Visit our homepage and ‘Sign Up’, to create your unique SunVest Profile by providing all the information required. You can either sign up with your email address or your Facebook account.

  • Go to our “Projects” and select any farm you want to follow
  • Click on “Bookmark”

You will receive regular feedback of all solar projects and installation activities through your dashboard on our website

Click on the “Project” you want to invest, insert the amount you want to invest and click on “Invest now” icon.

You will be directed to another page to “check out” your order and to agree to the terms and conditions stated.

After that select the payment options of either ‘Paystack’ or ‘Sunpay’, you will be required to complete the transaction with your ATM Card or you may chose the bank transfer option which would require you to use your bank token to complete the transaction.

First you will receive an ‘Allocation Email’ which acknowledges receipt of investment of the project, the proposed invested project site location , the solar cycle tenure and the end date of your solar cycle.

On a periodic basis, you will receive project updates which keeps you abreast of all activities on the site, from the beginning to the end of the project cycle.

How does My Impact Investment works?

Investor funds are paid directly into our bank trust account via a secure externally-managed payment portal operated by Paystack. Payment transactions are subject to Paystack’ own policies and procedures, including those for account-2-account payments.

Once an investment is made it cannot be withdrawn or changed. However, you may make additional investments for the duration of an offer.

SunVest is built to give impact investors periodic updates; we send bi-weekly progress report or as the case may be in respect to project timeline. Project updates are written reports, pictures and videos showing the progress being made at different stages from beginning, to installation and electricity generation.

It varies; depending on installation capacity , type of solar to be deployed and applications. However, the project cycle can be between 6 months to 10 years.

The initial investment and return after the investment cycle will be paid into your SunPay wallet available on your Dashboard. You can click to reinvest or cash out to your bank account.

There is no charge for registering as a member of SunVest. We charge the companies making offers a fee. We charge companies a success fee of 5% of the funds raised in the offer (less any initial fee paid). Your bank or other payment providers you use may charge you a fee for transferring investment funds to us. You’ll need to check with that provider what fees they charge.

Any interest earned on investor funds held in our trust account will be retained by us an administration fee.

Any changes to our fee structure will be advised in advance and will be published on our website.

Full details may be found in our Investor Client Agreement.

Feel free to ask us any other questions that you may have at hello@thesunvest.com

Investments at SunVest come with an environmental, social and financial return. We calculate the future impact in terms of power generated and how many people will get access to electricity if it’s relevant. If you’re wondering how we get to those numbers, here are a few details for you. We calculate differently depending on the industry we’re looking at: private homes or business.

On each project page, we have provided the Profit Simulator for you to be able to calculate your  expected return on investment including expected social impact. You can increase or decrease the number of projects investment and it will calculate your monthly earnings + interest on principal balance.

All investments on our platform differ in loan structure which is pegged on impact, expected interest rate, and duration. Our investments return a minimum of 1% SI per month. It’s important to note that the interest rate is “expected” because all loans carry a risk and repayments cannot be guaranteed.

As opposed to available traditional finance institutions which are not without risks, on a purely monetary basis. There is no such thing as a 100% risk free place to store value. Interest rates may change, but the sun will always shine and energy will only be more in demand as emerging economies develop. Banks have failed, and are sometimes left to fail, and it is only a matter of time before we see an event which will cause major financial disruption.

SunVest provides a refreshing alternative to the status quo. Our community is very diverse, citing multitudes of reasons why they’d rather make money from investing in the sun than hold money in a bank account.

The ‘divestment’ movement is a global phenomenon, with millions of people angered and frustrated by what banks do with their money. Banks can invest into environmentally and socially damaging activities such as deforestation and weapon manufacturing, behind an opaque wall with no transparency. These are activities which are simply not tolerable for the many who are looking for alternatives.

For the triple bottom line of social, environmental and economic returns, we think our solution is hard to beat. The SunVest uses our platform to achieve these aspirations.

If an offer is unsuccessful, investment funds will be returned to you less any payment provider fees you paid and any interest earned.

SunVest understands the value of money and as such, upon investing members’ money in an emerging sector, insures every naira that is invested by the members.

All of our solar projects are setup under ring fenced, bankruptcy remote, special purpose vehicles (SPVs), which in their own right are profitable. The income to the cell owners is net of service fees, operational fees, maintenance costs etc. All of which are accounted to that SPV.

SunVest has provided insurance cover for all installed solar systems, so that in the event of unforeseen circumstances, the investor’s capital can be refunded. The insurance covers only the initial investment capital, it does not cover the return after investment cycle.

SunVest Affiliate Program

The SunVest affiliate program is an avenue to make money if you can send online visitors to SunVest by placing a banner on your own website or writing an article containing text links, etc. If the visitors you sent then convert by making a purchase then you will receive commission for the purchase.

 

You need an active digital or website presence and dedication to grow your revenue in the program.

Of course, there are no restrictions whatsoever. You can promote our affiliate programs regardless of whether you work with other advertising networks.

As often as you’d like! There is no commitment on your side as to which creatives of which programs you should use or for how long. However, we recommend to always display banners which are related to the type of content on your website.

No. It is free to sign up, and free to add banners and links of your merchants to your site.

You earn up to 5% commission on every item sold. 30 days cookie lifetime, which means you earn commissions if the customer make purchases within 30days, Dedicated support team, weekly campaign update and advertorial banners to display on your website and digital platforms. You can also become a premium affiliate for increased conversions.

No, you don’t need separate accounts. All you need to do is, simply add all of your websites or sources as adspaces and every time generate separate promotional links for each. It will help you and us in determining which of your website is performing well.

A cookie is a small piece of data that is transferred to a computer in order to mark it for a later transaction. Our program is based on cookies. The way they work is that when an online visitor comes to your site and clicks on the link of a site you are affiliated with, a cookie is placed on that visitors computer. Then, even if they leave the site and come back a week later to make a purchase, you will get credit for the purchase and receive a commission.

We have a minimum payout of ₦2,500 and we pay our affiliates by crediting their SunPay Wallet. Confirmed commissions are paid during the first week of the next month for the previous month. Unconfirmed commissions are confirmed the following month and paid together with that month’s commission.

All you need to do is fill out the online registration form found here. As soon as your application has been submitted, We will need to approve it, a process that could take up to 3 working days. You will be notified via email when your application has been approved (or declined).

Yes we occasionally organize training for our partners and also send out newsletters weekly, informing partners of latest campaigns. 

Yes you can access it at your account at our affiliate platform. It will show you how much traffic you are generating and how much commission you are also earning.